National Safety Council attributes 26% of wrecks to cell-phone use (but only 5% of that is from texting). I've blown stop signs while engrossed in conversations...this is a serious issue. It only takes a single wreck to find yourself incapacitated or in the obits. Make sure your loved ones are taken care of by having a will/trust and powers of attorney (health and finance). Have you blown a stoplight/stopsign or known of someone who has?